Updated 06/11/2026
What should I look for in a property portfolio app in Australia?
Look for an app built around how Australian investors actually own and finance property: per-property and total cash flow and equity, loan splits and fixed rate dates, and support for personal, SMSF and trust ownership. Then check the basics: how long setup takes, how your data is protected, and whether you can export everything if you leave.
Australian essentials
- Amounts in AUD and dates in Australian format
- Ownership types: personal names, joint ownership, SMSF and trusts
- Records organised the way your accountant and the ATO need them: income and expenses by property and by financial year
- Capital gains tax estimates when you sell, reflecting the 2026 rule changes
- Australian terms like strata, body corporate, land tax and offset accounts
Numbers it should show clearly
- Cash flow per property and for the whole portfolio
- Equity per property and in total
- Loan balances, splits, interest rates and fixed rate expiry dates
- Rental yield and how each property performs over time
Practical checks before you sign up
| Check | Question to ask |
|---|---|
| Setup | How long to add my portfolio? Can I import a spreadsheet? |
| Security | Where is my data stored, and how is it protected? |
| Reminders | Will it alert me before rate expiries, lease ends and renewals? |
| Documents | Can I store contracts, leases and policies against each property? |
| Sharing | Can my accountant or partner see it? |
| Leaving | Can I export all my data? |
| Cost | Is there a free option or trial? What do paid plans include? |
Who built it matters
An app built by property investors tends to reflect the problems investors actually hit, such as managing several loan splits or keeping track of renewal dates. It is worth reading the founder story before you choose.
How Opulo fits
Opulo was built in Australia by an investor managing his own portfolio. It covers cash flow, equity, loans, alerts and documents across personal, SMSF, trust and owner-occupied properties, lets you import an existing spreadsheet, and is free to get started. Compare it against the checks above.